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Head Office: 6345 197th Street. Langley, BC. Canada. V2Y 1K8
tel: 604.534.6003 | fax: 604.534.6993
PRIVACY POLICY
NEWS & SOLUTIONS

Loney Financial Corporation (hereinafter “Loney Financial”) understands that your privacy is very important to you. We are committed to protecting your personal information. Personal information includes any information about an identifiable individual. This Privacy Policy guides our conduct in the collection, use and disclosure of personal information we obtain in the course of our business of providing insurance products and services to you. We want you to understand how we protect your privacy.

TYPES OF PERSONAL INFORMATION COLLECTED

We collect personal information for the Identified Purposes outlined in this policy. The type of personal information that we hold depends upon the nature of your relationship with its, and includes, but is not limited to:

  • name address and telephone number;
  • date of birth, family and marital status;
  • credit rating and payment records;
  • prior insurance experience including claims history;
  • driver's license number, vehicle identification number (VIN) and driving record;
  • banking and credit card information;
  • medical and health information;
  • employment and income information.
We use or disclose such information only for the Identified Purposes described below.

LIMITING THE COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION

We limit the collection, use and disclosure of your personal information to only what is necessary to provide you with the insurance protection that you have requested, or, in the case of a claim, to provide you with the compensation to which you are entitled. In order to do this, we collect, use and disclose your personal information for the following purposes (our "Identified Purposes"):

  • offering and providing insurance and investment products and services to you;
  • establishing and maintaining communications with you;
  • verifying your personal information with government agencies, brokers or agents, other insurers, insurance reporting agencies and credit bureaus;
  • assessing and underwriting risks on a prudent basis;
  • facilitating your payment of premiums and fees;
  • investigating and paying claims;
  • detecting and preventing fraud or other illegal activities;
  • compiling statistics;
  • complying with the law or requests of law enforcement agencies or regulators.

When we collect your personal information, we are doing so for all of the Identified Purposes simultaneously. Therefore, you can expect that while we may initially use the data for underwriting your policy, we may subsequently use it for claim purposes, and vice versa.

 
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